Financial Assistance Program (FAP) with the U.S. ARMY

As an Emergency Medicine resident, you’ve dedicated yourself to building a career that will save lives. The U.S. Army Financial Assistance Program (FAP) offers a unique opportunity to reduce your financial burden during residency while setting the stage for a rewarding medical career with substantial long-term benefits.

What is the Financial Assistance Program (FAP)?

The FAP is designed to provide significant financial support during your residency, ensuring you can focus on your education without the added stress of financial concerns.

FAP Benefits During Residency:

• $45,000 Annual Grant — Paid directly to you
• $2,870 Monthly Stipend — Supporting your living expenses ($34,440 annually)
• 100% Reimbursement for all required tuition, fees, books, and equipment

Total Annual Financial Support During Residency:

• Estimated Total Annual Compensation During Residency: ~$79,440
• Full Reimbursement for Tuition, Fees, Books, and Equipment

Residency Requirement:

• Participants are required to complete 14 days of active-duty training annually during residency.

Post-Residency Commitment and Benefits

Upon completing your residency, you’ll enter the Army healthcare community as a Captain (O-3) with extensive financial incentives and comprehensive benefits:

Post-Residency Financial Compensation:

• Starting Base Pay: $63,972 annually
• Housing Allowance (BAH - Example for Nashville): $32,832 annually
• Subsistence Allowance (BAS): $3,849 annually
• Board Certification Pay (BCP): $8,000 annually
• Special Pay: Up to $49,000 annually
• Accession Bonus: $100,000 (First-year payout as part of a $400,000 total bonus)

Estimated Total Annual Compensation Post-Residency:

• ~$257,653

Post-Residency Commitment (Active-Duty Obligation):

In exchange for these exceptional benefits, participants will incur:

• A minimum two-year active-duty obligation for one year of FAP participation
• An additional six months of active duty for every additional six months of FAP participation

Additional Army Benefits for You and Your Family:

• Comprehensive Medical Coverage at little to no cost
• 30 Days of Paid Vacation Annually, plus 11 federal holidays
• VA Home Loan Benefits — No down payment, no PMI, and competitive rates
• Retirement Benefits — Secure pension plan for long-term stability
• Commissary & Exchange Privileges — Exclusive discounts on shopping, travel, and entertainment
• Professional Development — Continuing education, advanced training, and leadership growth opportunities

This comprehensive program offers financial relief during your residency, career stability after graduation, and the satisfaction of serving a mission-driven purpose.

I’d be honored to discuss how this opportunity aligns with your personal and professional goals. Please let me know a convenient time to connect.

The US Army Physician Recruiting Team South recruits highly qualified and motivated physicians from the southeastern United States, to serve as Soldiers in order to provide the Army’s specialized healthcare professional strength.

An elite team focused on finding the best qualified physicians who are committed to the care of Soldiers and their family:

• Maximize technological advances to get The Army Story out to qualified physicians and help them understand the importance of their role in The Army’s future
  
  
• Provide the support to higher echelons by fulfilling the commander’s intent in the hiring of the next generation of today’s leaders in the Medical Corps
  
  
• Accomplishing the mission ethically, morally, and professionally with the use of interpersonal, conceptual, technical, and tactical skills to lead under ambiguous and complex conditions